1) Life Insurance
Every person who has dependents should have a LifeInsurance Policy with good coverage.
2) Medical Insurance
Nowadays it is a must because the medical expenses are surging high.
3) SIP in Equity/MFs/Gold
Invest regularly in mutual funds/equity/gold funds to get a good return. 20% of your savings can go to this category.
4) Liquid Cash
It will help us to manage unplanned events in our life. Better to have 6 months expenses in this category.
Saturday, August 8, 2009
Wednesday, June 24, 2009
How to beat stress?
Causes:
1. Work 2. Financials 3. Relationships 4. Personal Concerns
Control:
For controlling stress first we need to find out the stress level suitable for us. That is the stress level which will give us the optimum results. Learn how to relax when our stress levels are high. Some relaxation techniques are walking,breathing exercise etc. There are so many ways to control our stress levels but it is important to find the suitable one. Some people like to do some breathing exercises to reduce their stress levels and feel relaxed but some others likes to travel to reduce their stress. Some relaxation techniques are:
1. Yoga
2. Breathing exercises
3. Walking
4. Sleeping
5. Pets
6. Play with Children
7. See Nature
8. Cooking
9. writing or maintaining a diary
10. Seeing/Maintaining a Photo Album
11. Travelling
Wishing you a healthy future.
Thos.
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