Saturday, August 8, 2009

Basic Investment Portfolio

1) Life Insurance

Every person who has dependents should have a LifeInsurance Policy with good coverage.

2) Medical Insurance

Nowadays it is a must because the medical expenses are surging high.

3) SIP in Equity/MFs/Gold

Invest regularly in mutual funds/equity/gold funds to get a good return. 20% of your savings can go to this category.

4) Liquid Cash

It will help us to manage unplanned events in our life. Better to have 6 months expenses in this category.

Wednesday, June 24, 2009

How to beat stress?



It is a fact that in modern life style people get into stress easily. Every work in our life is associated with some kind of stress. But excess amount of stress will lead us to some bad physical conditions like High Blood Pressure. So it is very important to control our daily stress levels.



Causes:
1. Work 2. Financials 3. Relationships 4. Personal Concerns
Control:
For controlling stress first we need to find out the stress level suitable for us. That is the stress level which will give us the optimum results. Learn how to relax when our stress levels are high. Some relaxation techniques are walking,breathing exercise etc. There are so many ways to control our stress levels but it is important to find the suitable one. Some people like to do some breathing exercises to reduce their stress levels and feel relaxed but some others likes to travel to reduce their stress. Some relaxation techniques are:

1. Yoga
2. Breathing exercises
3. Walking
4. Sleeping
5. Pets
6. Play with Children
7. See Nature
8. Cooking
9. writing or maintaining a diary
10. Seeing/Maintaining a Photo Album
11. Travelling

Wishing you a healthy future.

Thos.