1) Life Insurance
Every person who has dependents should have a LifeInsurance Policy with good coverage.
2) Medical Insurance
Nowadays it is a must because the medical expenses are surging high.
3) SIP in Equity/MFs/Gold
Invest regularly in mutual funds/equity/gold funds to get a good return. 20% of your savings can go to this category.
4) Liquid Cash
It will help us to manage unplanned events in our life. Better to have 6 months expenses in this category.
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